If a tree falls on a car, is landlord responsible?

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Question: I manage a single-family home for an out-of-state owner. A branch from a tree on the front lawn fell on the tenant's car, which was properly parked in the driveway. The owner's insurance carrier refused to pay for the damage to the car, claiming no damage was done to the actual home. So, the tenant had the work done on her own and filed a claim with her car insurance company, which paid the $3,000 bill except for the $1,000 deductible.

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